Our Financial Advisory Services
We provide seamless end-to-end financial architecture across the three indispensable pillars of personal and commercial finance.
1. Insurance Advisory
Protecting lives, health, and enterprise assets against catastrophic risks.
- Family Floater Health Covers with No-Claim Bonus
- Pure Term Life Coverage with ₹1 Cr to ₹10 Cr Sum Assured
- Critical Illness & Super Top-Up Policies
- Factory Fire, Marine Transit & Directors' Liability
- Surat Cashless Hospitalization & Claim Concierge
2. Investment Planning
Disciplined wealth creation through mutual funds, SIPs, and tax efficiency.
- Goal-oriented SIPs for Children's Higher Education
- Top-quartile Large, Mid & Flexi-cap Equity Funds
- Section 80C Tax-saving ELSS Funds
- Sovereign Gold Bonds & Fixed Income Allocation
- Quarterly Portfolio Review & Strategic Rebalancing
3. Loan & Debt Advisory
Structured debt solutions with competitive interest rates and fast sanctions.
- Home Loans for Ready & Under-construction Properties in Surat
- Loan Against Property (LAP) for Capital Expansion
- Unsecured Business Loans for Textile & Diamond Firms
- Machinery Purchase Loans & Working Capital Limits
- Balance Transfer with Substantial Interest Savings
Frequently Asked Advisory Questions
Why should I consult Keshav Finserv instead of going directly to a bank or insurer?
Banks and single-company agents are contractually obligated to sell only their internal products. Keshav Finserv is independent and compares over 20+ insurers and banks to negotiate the lowest interest rates and best coverage terms for your family.
Do you charge an upfront advisory fee for initial consultation?
No. Our initial 30-minute discovery session and financial health checkup in Surat is complimentary. We believe in earning your trust first before implementing any plan.
How does Keshav Finserv help during insurance claim emergencies?
We provide end-to-end claim concierge support. If a family member is hospitalized in Surat (e.g. Mahavir, Kiran, Sunshine Hospital), our team coordinates cashless approvals, document submission, and query resolution directly with the TPA.